Q. My former boss loaned me 1500 and I haven't been able to pay it back. He's...
Assuming it's small court...no attorneys are allowed. You'll have a hearing - maybe with a judge / probably a magistrate or referee, depending on how that particular court is structured. From there, it...
View ArticleQ. Is it legal to collect Michigan police license plates for a collection
Legal? Probably no different than collecting any one else's license plate. What purpose would it serve though?
View ArticleQ. If a lien if placed on my home, am I able to make payments towards or...
Yes, generally you can pay off the lien. Whether you can make payments will depend on the creditor.
View ArticleQ. I had someone call me for collection of under $200.00 from Sprint from...
Probably. It's likely a collection agency that purchased the debt. You may have a statute of limitations claim.
View ArticleQ. Can a medical debt that was sent to collections in error be reversed?
I assume a debt collector has called you or sent you a dunning letter. If you received a letter, I suggest you dispute that letter in writing. Send a dispute letter by certified mail to the debt...
View ArticleQ. What can i do if my former apartment forwards a false debt to a collection...
I suggest you first send a certified letter, both to the apartment and to the debt collector. The letter should clearly deny the alleged debt and explain in detail why you don't owe the debt....
View ArticleQ. Can I request a modification of subpoena that was sent to my former credit...
Your question presents two issues: 1) is a possible defense to the suit itself, and 2) the scope of the subpoena / discovery. You're probably not going to win on the bank statement issue, and quite...
View ArticleQ. If a car has a clean title with no lean against do I have to pay the...
If the vehicle is titled in Ohio, I recommend that you hold out for an answer from an attorney in Ohio. I am not, so I am going to give a brief answer based on Michigan law. I do not see a reason to...
View ArticleQ. The state of Michigan PUA claims through their collections department that...
Probably. Assuming the dismissal was with prejudice and you are no longer responsible for the alleged debt. I suggest you contact a debt defense lawyer to review your legal options.
View ArticleQ. Does my sister (a senior) have to pay her recently deceased husband’s...
Likely not, but his estate might.
View ArticleQ. Hello how do I remove a court record for a judgement that had been satisfied?
Ordinarily, the person collecting should file a satisfaction of judgment with the court; the judgment itself is not removed from the court record.
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View ArticleQ. My mother passed in Sept of 2021, in April 2023 a medical bill came for...
It depends what you mean by "death notice" in a paper. If you mean an obituary, that is not enough. On the other hand, if by "death notice was posted in the paper" you mean a notice to creditors was...
View ArticleQ. Is there anyway to have a garnishment modified once it’s been started? If...
The best way to address this is to file a Motion for Installment Payments. Research it and you will be able to find the form to fill out. The Motion costs $20. Fill out the form completely and file it...
View ArticleQ. My fiance (from michigan) was served papers in the mail by collectors...
First, make sure the papers are not ignored (obviously you are not ignoring them as you posted this question). Make sure a proper response is served and filed with the court in the time required....
View ArticleQ. I have roughly 100,000 equity in my house am in disability and have about...
It depends on your home value. If the home is worth 200,000 the combination of the State Exemption $69,200 and the liquidation cost of $20,000 would reduce the required payoff to around $10,000. If the...
View ArticleQ. I received a garnishment from a university stating that I owe 9k, & now...
I suggest you request that the creditor stop the garnishment and allow you to sign up for a payment plan that you can afford. (They almost certainly won't agree to this, but it's worth the request)....
View ArticleQ. Can creditors get together to request a collective Debtors Exam? Can they...
There is no rule of law restricting creditors from cooperating in their collection efforts. These creditors would benefit from an attorney with experience in collections and bankruptcy.
View ArticleQ. My mother and I both have our names on a piece of property she passed...
That is possible. Debt collectors CAN try to go after anything in her estate including the undivided 1/2 interest in the property. You can limit the risk by publishing and mailing appropriate notices...
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